SWP Calculator

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Monthly withdrawals from a corpus — will it last?

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Total investment (₹)
Monthly withdrawal (₹)
Expected return (% per year)
Period (years)
Full guide, 3 min readSWP: how long will ₹1 crore last when you withdraw every month?Read the story behind this tool →
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SWP Calculator — at a glance

Check how long your investment can pay you a regular monthly income.

Corpus
₹50,00,000
₹30,000 / month
Calculate SWP
Result
Balance after 20 yrs

How to use it — step by step

Your corpus, the monthly amount you want to withdraw, expected return and years.

1

Enter your numbers

Fill in the fields — sensible example values are already filled in.

2

Pick your options

Choose any dropdowns or switches that apply to your case.

3

Calculate SWP

Press the button. The result is created instantly on your device.

4

Read the answer

The main answer is shown big at the top, with details below it.

Pro tips

Small things that make the result better.

✦Keep the withdrawal below the monthly return to make the corpus last longer.
✦Try a lower return to test a bad market.
✦Taxes on withdrawals can reduce what you receive.

Quick facts

Freeno signup, no limit
Instantresult in a moment
Privatenothing is uploaded
Any devicephone, tablet or PC

Frequently Asked Questions

What is SWP?+

A Systematic Withdrawal Plan lets you take out a fixed amount from a mutual fund every month.

Does it include tax?+

No. Capital gains tax and exit load are not included.

Is my data safe?+

Yes. Everything runs inside your own browser. Your text, files and images are never uploaded to any server.

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