Savings Goal Calculator

Calculator Tools

Monthly saving needed to reach a goal

FreePrivateInstant
Goal amount (₹)
Already saved (₹)
Years to reach goal
Expected return (% per year)
Full guide, 3 min readSaving for a goal: how much per month to reach ₹10 lakhRead the story behind this tool →
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History

All history →

Savings Goal Calculator — at a glance

Turn a big goal into a simple monthly saving amount.

Input
₹10,00,000 in 5 years
8% return
Run
Result
Save ₹13,520 per month

How to use it — step by step

How much you want, how long you have, what you already saved and the return you expect.

1

Enter your values

Fill in the boxes. Sensible example values are already filled in for you.

2

Calculate Monthly Saving

Press the button. The answer is worked out instantly on your device.

3

Read or copy the result

See the big answer and the extra details, then press Copy to keep them.

Pro tips

Small things that make the result better.

✦Set the return to 0% to see what plain saving needs.
✦Use a lower return for safe options like FDs or RDs.
✦Add what you already saved to reduce the monthly amount.

Quick facts

Monthlyamount to save
Compoundinterest included
Flexibleany goal
Freeno signup

Frequently Asked Questions

What return should I assume?+

Use 6–7% for FDs and RDs, and 10–12% for equity funds over the long term — with more risk.

Is the answer guaranteed?+

No. Real returns vary. Treat it as a planning guide.

Is my data safe?+

Yes. Everything runs inside your own browser. Your text, files and images are never uploaded to any server.

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