PPF Calculator

Calculator Tools

Public Provident Fund maturity amount

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Yearly deposit (₹)
Interest rate (% per year)
Number of years
Full guide, 3 min readPPF in pictures: ₹1.5 lakh a year for 15 years, and why the last years do the heavy liftingRead the story behind this tool →
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History

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PPF Calculator — at a glance

See how much your PPF account can grow over time with a yearly deposit.

Input
₹1,50,000 per year
7.1% for 15 years
Run
Result
Maturity ₹40.7 lakh

How to use it — step by step

Your yearly deposit, the current PPF interest rate and how many years you will invest.

1

Enter your values

Fill in the boxes. Sensible example values are already filled in for you.

2

Calculate PPF

Press the button. The answer is worked out instantly on your device.

3

Read or copy the result

See the big answer and the extra details, then press Copy to keep them.

Pro tips

Small things that make the result better.

✦The PPF rate is set by the government and can change every quarter.
✦Deposit before the 5th of the month to earn interest for that month.
✦The yearly limit is ₹1.5 lakh; the account matures after 15 years.

Quick facts

15 yearsstandard lock-in
₹1.5 lakhmax yearly deposit
Tax-freeinterest and maturity
Freeno signup

Frequently Asked Questions

Is this the exact bank figure?+

It is a close estimate. Real PPF interest is calculated monthly on the lowest balance, so your passbook may differ slightly.

Can I change the rate?+

Yes. Enter any rate to test different scenarios.

Is my data safe?+

Yes. Everything runs inside your own browser. Your text, files and images are never uploaded to any server.

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