EMI Calculator
Calculator ToolsMonthly loan EMI, interest & total payment
Embed this tool on your websiteFree
- Choose how tall the frame should be.
- Press Copy code.
- Paste it into your page, blog, WordPress or Notion HTML block.
The tool runs inside your visitor's browser, nothing is uploaded, and a small "Powered by ToolCloak" line stays under it. The second line (script) is optional: it makes the frame fit the tool's height.
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History
All history →EMI Calculator — at a glance
Know your monthly loan payment before you borrow. Works for home, car, education and personal loans.
How to use it — step by step
Loan amount, yearly interest rate and how long you will repay.
Enter your numbers
Fill in the fields — sensible example values are already filled in.
Pick your options
Choose any dropdowns or switches that apply to your case.
Calculate EMI
Press the button. The result is created instantly on your device.
Read the answer
The main answer is shown big at the top, with details below it.
Pro tips
Small things that make the result better.
Quick facts
Frequently Asked Questions
How is EMI calculated?+
EMI = P × r × (1+r)^n ÷ ((1+r)^n − 1), where r is the monthly rate and n the number of months.
Does it include processing fees?+
No. Fees and insurance charged by the bank are not included.
Will my bank show the same number?+
Usually very close. Small differences can come from rounding or the first-month date.
Is this tool really free?+
Yes — completely free, no signup, no watermark and no usage limit.